Structured Settlement Insurance

I need financial advise ASAP?

Editor — Thu, 11 Mar 2010 03:03:08 +0000

Ok. I have a delima. Im putting my business out there so you all can help me. I have a structured settlement from a dog bite, anyway.. the payoffs are 5k 10k 10k 15k 15k 21k 27k every three years. I already got the first three and i am due the 15k next aug. Now i want to go to one of those places so i can get my money now and the said that they can cut me a check for 39k right now. I want to take the money and run so i can pay off some bills and buy a house, but i dont know what i should do. Should i take the money pay off some bills buy a house, or wait for the payments to come over the years. I know i would loose like 19 grand but i would have the money now. Im stuck
oops…. I added one to many payments. Take back one of the 15k payments

How do you think technology will change the political structure in the next 100 years?

Editor — Wed, 10 Mar 2010 18:59:17 +0000

Just wondering what people think will change because of technology. Technology has drastically affected the way we live our lives. How will it effect society and politics as we move on? Will it be a positive or negative force.
Do you think space travel, democratization of manufacturing (machines that will make you whatever you want), energy on massive scales, and possibly settlements on the Moon are things that might happen in the next 100 years?
Will liberal or conservative economic structures matter when machines do everything for us, giving us other avenues to explore? Hopefully travel and education.

But before you answer think about how much technology has changed the lives of people in the past 100 years and consider that technology doubles every 18 months (Moore’s Law).

I mean for this to be a fun question. So if you think its fun to speculate then answer it…if not don’t.
Almost every measure of the capabilities of digital electronic devices is strongly linked to Moore’s law: processing speed, memory capacity, even the number and size of pixels in digital cameras. All of these are improving at (roughly) exponential rates as well. This has dramatically increased the usefulness of digital electronics in nearly every segment of the world economy. Moore’s law describes this driving force of technological and social change in the late 20th and early 21st centuries.
So yes moore’s law applies to transistors but those transistors make things work faster and preform better. I figured a dork like you would know that. Quirk! Great imagination btw.

how much should the insurance company be willing to pay you in one lump sum today?

Editor — Wed, 10 Mar 2010 14:57:41 +0000

1.You have been offered a “structured” settlement from an insurance company after being involved in an auto accident. Under the terms of the agreement, you will be paid the following amounts:

Today: $50,000
One year from today:$60,000
Two years from today:$70,000
Three years from today:$80,000
Four years from today:$90,000

You decide that you would rather receive the entire lump sum today. Using a 5% interest assumption, how much should the insurance company be willing to pay you in one lump sum today?

U.S. history quiz answers!?

Editor — Wed, 10 Mar 2010 08:55:47 +0000

1. By the 1670s, planters in Virginia began to switch to slave labor because __________.
A. they could use slaves as collateral and expand their plantations
B. the use of slave labor could help them receive tax credits
C. more and more Englishmen wanted to become indentured servants
D. the advances in technology demanded more efficiency

2. Select the choice that best completes the analogy shown in the graphic.

A. towns.
B. sawmills.
C. harbors.
D. fishing boats.

3. Mercantilists believed that to become wealthy and powerful, a country had to __________.
A. constantly increase production
B. find new overseas markets
C. steadily raise prices
D. acquire gold and silver

4. What was the South’s first successful cash crop?
A. rice
B. indigo
C. tobacco
D. wheat

5. What brought prosperity to New England?
A. fishing and whaling
B. tobacco
C. rice
D. indigo

6. The plantation system in the South created what type of society?
A. democratic
B. independent
C. religious
D. one with separate social classes

7. Participation in town meetings and creation of local governments were central practices in which colonial society?
A. South
B. New England
C. Middle Colonies
D. All colonial societies

8. What contributed to colonial merchants’ success, causing some ports to turn into cities?
A. import of goods directly from England
B. the discovery of gold
C. manufactured goods produced in America
D. triangular trade

9. Who was at the top of the new social structure that emerged after the development of American cities?
A. artisans
B. wealthy merchants
C. farmers
D. ship loaders

10. The Virginia slave code defined the __________.
A. legal distinction between indentured servants and slaves
B. age at which enslaved men and women could be freed
C. laws by which indentured servants had to live
D. relationship between enslaved people and free people

11. Colonial America’s population grew through which of the following?
A. Immigration
B. High birth rate
C. Import of African slaves
D. All of the above

12. Which new way of thinking promoted logic and reasoning?
A. deductive
B. rationalism
C. naturalism
D. inductive

13. The movement that advocated rationalism, influencing the American colonies, is known as __________.
A. The Enlightenment
B. The Advancement
C. The Great Awakening
D. The Glorious Revolution

14. Which Enlightenment writer influenced the political ideas in America by encouraging a government by the choice of the people?
A. George Whitefield
B. Jonathan Edwards
C. Sir Edmund Andros
D. John Locke

15. Which idea about political power did Enlightenment writer Baron Montesquieu promote, later influencing the formation of American government?
A. political power should be held only by the president
B. political power should not be given to the people
C. political power should be separated into three branches of government (executive, legislative, and judicial)
D. political power should be held by the elite classes

16. The movement which involved religious revivals in the colonies was known as __________.
A. The Enlightenment
B. The Advancement
C. The Great Awakening
D. The Glorious Revolution

17. One result of the Great Awakening in the colonies was __________.
A. church attendance decreased
B. new churches were created based on new ideas, separating from traditional churches
C. people returned to traditional beliefs and ways of thinking
D. people believed a new government was needed in the colonies

18. The first skirmish of the French and Indian War occurred because __________.
A. the French organized Native American attacks on frontier settlements
B. both the French and the British wanted the Ohio River valley
C. the French ambushed a British detachment near Quebec City
D. both the French and the British claimed Louisiana

19. In response to Britain’s early interest in the Ohio River valley, what did the French do?
A. met with the British to discourage their interest
B. attacked British settlers in the area
C. built forts from Lake Ontario to the Ohio River
D. tried to negotiate a compromise to share the land

20. The Albany Plan of Union proposed that __________.
A. the Iroquois unite with the British against the French
B. the colonies unite to form a federal government
C. the colonies unite with the British against the French
D. the colonies unite with the French against the British

21. The treaty that ended the French and Indian War eliminated __________.
A. Great Britain’s debts from the war
B. colonial resentment toward Great Britain
C. Spain’s power in North America
D. French power in North America

What in-depth city building games are there?

Editor — Tue, 09 Mar 2010 15:57:03 +0000

Basically im looking for city building games preferably middle ages or earlier that are so in-depth that there is not one factor that is over looked or at least something close to that.

Ive tried games like Caesar 3 and Stronghold but they just didnt quite cut it for me.

Im looking for a game where you have to gather your food, building supplies, and anything else that would be important to your settlement.

Id also like to have a detailed social structure for the people liveing in the town as well as military factors for keeping your city safe from raiders or invadeing factions.

So yeah, thats basically what im looking for. I cant stress enough on the detail factor I would like to see as much detail as possible for management, production, and distribution ect.

So there thats basically what im looking for, what titles do you guys know of that are like that?

(windows 98 platform or higher preferred)
fuoer, your an idiot.

I didnt ask for casino games, stop advertising!!

What are the laws regarding insurance settlements?

Editor — Tue, 09 Mar 2010 00:56:54 +0000

I need to know the name of the law or group of laws pertaining to the maximum and minimum alllowable payouts to someone making a claim against another person’s insurance / policy. This is in regards to an auto accident in the state of Mississippi if that helps.

I’m trying to buy a home, can someone help me?

Editor — Mon, 08 Mar 2010 20:58:08 +0000

I would like to buy a home nothing spectacular, just for me and a 3 yr old boy. The problem is I’am currently unemployed, because I’m going to school. I have a check that comes every month from a structured settlement and child support as well! I have enough saved for a down payment and am ready to buy. Is there anyway I could buy a home without being employed. I still have an income of about $1600 per month.

Can a bill collector sell a debt after they’ve agreed to accept monthly payments on a settlement amount?

Editor — Mon, 08 Mar 2010 19:59:03 +0000

Has anyone ever began monthly payments on a settlement agreement offered by a bill collector, and later the collector still took you to court for the full amount of the debt anyway? Or did the collector sell the debt to another collection office before your last payment date? Can they do this legally even if they’ve put it in writing?

If this isnt building illigel settlements stolen land and not following U.N orders to domplish it than wat is?

Editor — Mon, 08 Mar 2010 17:57:33 +0000

In the past 10 years, nearly 3,500 demolition orders were issued but just over 100 were observed, the Peace Now group says, citing government figures.

Israel has carried out only 3% of its own demolition orders in Jewish settlements in the West Bank, Israeli anti-settlement campaigners say.

According to Peace Now, the Israeli military handed it 3,449 files on illegal buildings in settlements over the past decade but only 107 have been dismantled. A further 171 structures were evacuated by their tenants.

“On the one hand Israel promises not to build new settlements and not to develop the existing settlements… but in reality the construction works continue vigorously,” the group said in its report.

http://news.bbc.co.uk/1/hi/world/middle_east/7127368.stm

will i have to pay taxes on an insurance settlement from an accident?

Editor — Mon, 08 Mar 2010 10:01:21 +0000

Our 17 year son was killed in an airplane accident. Received small settlement from insurance, is that taxable?

Editor — Mon, 08 Mar 2010 10:01:20 +0000

The Insurance policy is from the flight school of aircraft involved in accident. Small settlement of $100,000., after attorney fees from civil suit (which was dropped), has brought that down to half which was received. We are wondering if we need to paid state or federal taxes on settlement, and if so, on what figure. Any information would greatly be appreciated, Thank you.

do I have to claim and insurance settlement from a lawsuit on my tax returns.?

Editor — Mon, 08 Mar 2010 02:00:26 +0000

how insurance premiums are determined in a competitive market?

Editor — Sun, 07 Mar 2010 22:56:06 +0000

why public insurers “competing” with private insurers have an inherent advantage

what is the consequences of insurers underpricing insurance

what is income elasticity of demand and how it differs among different health care needs

how tax law may accelerate the rate of health care inflation?

what is moral hazard and the how insurance plans are structured to reduce moral hazard

in terms of financial theory, why stock prices of health insurance companies reacted they way they did after the public option was rumored to be off the table?

Should those of us with money at Merrill Lynch be concerned?

Editor — Sun, 07 Mar 2010 16:56:02 +0000

My son has a structured settlement with most of the money being invested at Merrill Lynch-i have noticed that the monthly statements have not been looking good but now that bank of america has taken over should i be concerned and put his money somewhere else or just ride out the tide-i imagine there would be an influx of people wanting to pull their money out thus causing more damage?

I just receive life insurance settlement it was put in a total control account @ 1.5 interest how much would ?

Editor — Sun, 07 Mar 2010 06:58:59 +0000

I just receive life insurance settlement it was put in a total control account @ 1.5 interest how much interest per month would 17,000 dollars bring per month?

What should I tell the cashier when I buy my next lotto ticket, cash or annuity?

Editor — Sun, 07 Mar 2010 05:08:00 +0000

Would it be best to take a lump sum payment or take it over a long term for a lotto player that is in his 30s?

Structured Settlements and Periodic Payment Judgments

Editor — Sat, 06 Mar 2010 22:04:00 +0000

Product Description
“Structured Settlements and Periodic Payment Judgments” features a full discussion of “Structured Settlement Factoring Transactions,” with an analysis of Internal Revenue Code Section 5891 – Victims of Terrorism Tax Relief Act – and its effect on reinforcing and expanding structured settlements. This statute has an impact on all structured settlements past and future. It provides claimants and their attorneys with definitions, procedures, guidelines and some protection under the Internal Revenue Code to help involved parties to transfer structured settlement payment rights following settlement. This book is updated as needed, generally two times each year…. More >>

Structured Settlements and Periodic Payment Judgments

What Does This Thanksgiving Holiday Week Mean To You? Why Do We Celebrate It, How Was It Ever OK To?

Editor — Sat, 06 Mar 2010 18:09:07 +0000

Thanksgiving’s a harvest festival celebrated primarily in the United States and Canada. Traditionally, it is a time to give thanks for the harvest and express gratitude in general. While perhaps religious in origin, Thanksgiving is now primarily identified as a secular holiday. Known as the yearly traditional family gathering to a large feast involving the turkey as the main dish, we give our thanks and embrace what we have, who we know and the life we live.
How did this tradition ever come to be many may ask, why is it necessary to stuff the turkey out of ourselves, drink the night away and then wake early the next day to shop the holiday bargains of a lifetime. Many dare to keep close a cruel American history that was set afoot on the their land and push aside the pilgrims’ land loving, disease giving, religious to the extent relationship they had towards the natives. The “first” Thanksgiving took place in Plymouth Colony involved a shared banquet amongst the settlers and the natives, the Native Americans in New England were organized into loose tribal confederations, often called nations. Changes drastically made change to the Native American population in the region later on with the settlements of the colonists. The first was “Standish’s raid” on Wessagussett, which frightened Native American leaders to the point where they had to abandon their settlements which resulted a large scale in death of famine and disease. The second, the Pequot War, resulted in the dissolution of its namesake tribe and a major shift in the local power structure. The third, King Philip’s War, had the most dramatic effect on local populations, resulting in the death or displacement of as much as 80% of the total number of Native Americans of southern New England and the enslavement and removal of thousands of Native Americans to the Caribbean and other locales. The Thanksgiving history is just romanticized to a moment before all this occurred that gives some kind of notion to a kind honoring connection the English and the natives would have supposedly had.
Thanksgiving is celebrated throughout North America and has been found to have been cherished in some parts of South America. In America, it’s a federal holiday that falls on a Thursday where many are paid, given that day off and Friday or “Black Friday” off as well. Black Friday is the Friday following Thanksgiving Day in the United States, which is the beginning of the traditional Christmas shopping season. The term dates back to at least 1966, although its usage was primarily on the East coast. The term has become more common in other parts of the country since 2000 occuring between the 23rd and the 29th of November. Originally, September 24, 1869 was deemed Black Friday; a day of stock market catastrophe. The history of the day after Thanksgiving being the official start of the holiday shopping season may be linked together with the idea of Santa Claus parades. Parades celebrating Thanksgiving often include an appearance by Santa at the end of the parade, with the idea that ‘Santa has arrived’ or ‘Santa is just around the corner’ so shop while you still can. Black Friday, September 24, 1869, also known as the Fisk/Gould scandal, was a financial panic in the United States caused by two speculators’ efforts to corner the gold market on the New York Gold Exchange and the collapse of the prices in gold In the late summer of 1869, Gould began buying large amounts of gold. This caused prices to rise and stocks to plummet.It was one of several scandals that rocked the presidency of Ulysses S. Grant. After Grant realized what had happened, the federal government sold $4 million in gold. On September 20, 1869, Gould and Fisk started hoarding gold, driving the price higher. On September 24 the premium on a gold Double Eagle (representing 0.9675 troy ounce of gold bullion at $20) was 30 percent higher than when Grant took office. But when the government gold hit the market, the premium plummeted within minutes. Investors scrambled to sell their holdings, and many of them, including Corbin, were ruined. Fisk and Gould escaped significant financial harm. Although Grant was not directly involved in the scandal his personal association with Gould and Fisk gave clout to their Wall Street financial gold market swindle. Also, Grant had ordered the Secretary of Treasury to release gold in order to stop the gold market manipulation. Grant had personally declined to listen to Gould’s ambitious plan to corner the gold market, since the scheme was not announced publicly.
Black Friday to this day still associates economically to the consumer playing a huge role in American culture and history despite a recession or a slope in the economy. Thanksgiving and Black Friday compared involve a deep history that involves retaliations later on in relations and scandal.
@supergliderqueen-
This post isn’t a rant and never did I say it was, their indept backgrounds to the festivities of the thanksgiving holiday, I’m not on any side and yeah I never said I was, yeah I accept your opinion on Thanksgiving and Black Friday but do people ever look back and question why traditions ever come to be and how was it ever OK to celebrate them–if that’s what answers your question. Yes, thanksgiving’s celebrated with family and friends and black friday’s a day for savings. What I wrote was just a lookback in history or the truth whether or not you’d rather accept it I don’t know–this wasn’t to offend anybody and in fact many natives and people forbid celebrating these holidays. I only wanted your opinion on the holiday and what I posted.

Good Day: I have a FINAL ORDER from the Superior Court.?

Editor — Sat, 06 Mar 2010 17:06:13 +0000

It is ordered and adjudged that judgment is herby entered in favor of plaintiff (me) and upon declaration in said cause, plaintiff does recover of the said defendants the sum of $XXX, etc., etc.

Now, how do I go about getting the money??? This FINAL ORDER was signed by the judge last September. I haven’t seen a cent. This is not a structured settlement, so none of those TV people will help. Any ideas, anyone? Your help would be most appreciated.

Thank you in advance,
Esther
I’m in Vermont, and have paid over $5K in attorney fees for this $30+K judgment. A mechanics lien was filed a couple of years ago. This dude (the defendant if a pharmacist, who was recently jailed for growing lots of pot). I would love to talk to anyone who wants to, but in the mean time I REALLY appreciate your answers. (It says you don’t accept E-mails… so THANK YOU)! E.

This is in addition to ? re: “structured settlement”?

Editor — Sat, 06 Mar 2010 13:57:32 +0000

Isn’t there some kind of proof even a lawyer has to show his client or whomever, if he is making a deposit 4 them, of how much it was ?
Hypothetically, if he was supposed to deposit $50,000.00 & there was only $43000.00 deposited, (he’s already paid in full) where do you go from here?

changing structured settlements?

Editor — Sat, 06 Mar 2010 13:12:52 +0000

can i change or take money out to help pay for my childrens medical and dental cost, how do i go about changing it, if at all possible. ages of kids 15,13,11 each payments starts when they turn 18

please help me in history?

Editor — Sat, 06 Mar 2010 11:57:36 +0000